How It Works: Apply Online in Just Minutes
Found Life's quick online application makes it easy to apply for life insurance with no bloodwork or medical exams
Getting the right insurance at the best price for you is easy:
Determine your needs
Know your coverage needs or answer six straightfoward questions online to get a personalized coverage estimate for your family.
Get your best rate
Submit your application for coverage to get your best rate quote. Call us with any questions you may have.
Activate your policy
A licensed insurance agent will email or call with your eligibility and final rates so you can activate your policy and secure coverage for your family right away.
What to expect as you apply
We work with America’s most competitive and comprehensive insurance carriers and compare hundreds of policies from over 35 providers to customize your coverage. Whether you are in perfect health or have significant health issues, we’ll find your perfect plan at the best possible price for you and your family.
US citizens and permanent residents aged 20–85 may apply for Found Life policies in every US state, except New York.
Please have the following information handy when applying:
- Driver’s license
- Social Security number
- Personal and family medical history
- Current prescriptions
Found Life uses this basic information to verify your identity and assess your health profile so we can provide you with fast coverage without bloodwork or medical exams. You can feel confident knowing your information is always 100% secure and strictly confidential
If you change your mind during the application process, you can stop at any point without fees or penalties. If you are undecided or need expert advice, just call an agent at (800) 404-9038.
Once you obtain a policy through Found Life, you’ll have a 30-day cancellation window for a full refund as per our Triple Satisfaction Guarantee
What kind of questions will I need to answer?
- Health
- Legal and driving history
- Health insurance history
- Employment and income
- Lifestile and hobbies
- Drug/alcohol use
All quoted prices are subject to change due to underwriting. You will never be bound to a policy you did not approve, and sometimes we find cheaper options along the way.
How do claims and benefit payouts work?
If your coverage is $250,000, for example, your beneficiary will receive an income-tax-free lump sum of $250,000. If you have a permanent life policy, the final payout may vary slightly due to factors like policy loans or a graded death benefit. For complete details, refer to your policy documents or call us for understanding your policy better.
Exclusions:
A claim may be denied for reasons like fraud and inaccurate application details. State-specific rules may apply.
Your financial protection is just a click or call away
Knowing your loved ones are covered when they need it most means everything. But sometimes, finding the right life insurance at the best price may seem complicated.
Thankfully, Found Life’s team of dedicated life insurance agents can help you find coverage that works for you. To speak with a licensed agent, call (800) 404-9038 or send an email to:
[email protected]